FreeAgent or VoxaMTD for Making Tax Digital?
VoxaMTD vs FreeAgent: feature by feature
| Feature | VoxaMTD | FreeAgent |
|---|---|---|
| Free option | Free plan: quarterly updates and tax return | Free with a NatWest, RBS or Ulster Bank business account, or a Mettle account used monthly |
| Paid plans (per month) | From £8.99 | Landlord £10, sole trader £19, plus VAT |
| In HMRC's software finder | Not yet | Yes |
| MTD quarterly updates and tax return | Yes | Yes |
| Income covered | Sole trader and UK property | Sole trader and UK property |
| Bank feeds | Open banking through Finexer (1 bank on the free plan) | All major UK banks |
| Per-property figures | Yes | Yes, on the landlord plan |
| AI features | AI categorisation; Alex voice AI accountant on paid plans | AI categorisation and receipt capture |
Frequently Asked Questions
Is FreeAgent free?
Only with certain bank accounts. FreeAgent is free while you hold a NatWest, Royal Bank of Scotland or Ulster Bank business current account, or a Mettle account with at least one transaction a month. Otherwise its landlord plan is £10 a month and its sole trader plan £19 a month, plus VAT, as listed on 27 September 2026.
Does FreeAgent's bank feed only work with NatWest?
No. FreeAgent's bank feeds work with all major UK banks. Only the free offer depends on holding a NatWest Group or Mettle account.
Does FreeAgent work for landlords?
Yes. FreeAgent has a landlord plan that tracks income and costs per property, including jointly owned property. It is listed in HMRC's software finder for quarterly updates and the tax return, for sole traders and UK property.
When might VoxaMTD suit better?
If you want a free plan without changing bank. VoxaMTD's paid plans also add Alex, an AI voice accountant. FreeAgent is the stronger choice if you want software in HMRC's finder or need VAT and payroll.
Can I move from FreeAgent to VoxaMTD?
Yes. HMRC lets you change software at any time. Mid-year, bring this year's records across so your next update, which covers the tax year so far, is complete: VoxaMTD takes a CSV or Excel upload, or you can connect your bank. Keep your old records for at least five years.
Ready to switch from FreeAgent?
Free MTD ITSA submissions, AI categorisation, open banking with any UK bank. No credit card required.
Start for Free →