Everything your accountant does. Free.

VoxaMTD is the only free MTD platform with a live AI accountant, open banking, voice tax advice, and a dedicated landlord dashboard — built for the 864,000 UK sole traders and landlords affected by the April 2026 mandate.

Alex AI Accountant

Your tax accountant, available 24/7. Conversational voice AI that reads your live financial data. Ask anything — by voice, SMS, or WhatsApp. He knows your income, expenses, tax estimate, deadlines, and uncategorised transactions.

MTD Submissions

File directly to HMRC every quarter. Direct production API connection. Quarterly updates, End of Period Statements, and Final Declaration all handled. First deadline: 7 August 2026. HMRC-recognised software.

Open Banking

Your bank, connected automatically. FCA-regulated open banking through Finexer (FRN 925695). Works with any UK bank. Transactions imported automatically. No manual entry.

AI Categorisation Engine

Every expense sorted with 95% accuracy. AI categorises every imported transaction against HMRC expense categories. Handles Subsistence, Travel, Software, Equipment, Home Office, Mileage, and more.

Tax Optimisation Engine

Find savings you didn't know existed. 9 detection rules scan your transactions for unclaimed reliefs — mileage allowance, home office, software subscriptions, training costs, and more.

Landlord Dashboard

Built for landlords, not bolted on. Section 24 mortgage interest calculator, capital allowances tracking, property income by property, and annual HMRC submission support.

Invoicing

Send invoices, get paid, track everything. Create and send professional invoices that sync with your transaction history and feed into your tax estimate.

Receipt Scanner

Snap a receipt, done. Claude Vision OCR reads receipts and extracts merchant, amount, date, and category automatically.

Mileage Tracker

Claim every mile at 45p. Log business journeys manually or via GPS. Calculates your allowance at HMRC's approved rate. Syncs with your tax estimate.

Accountant Partner Portal

For accountants managing multiple clients. Manage client MTD submissions via voxamtd.com/partner. Revenue share model. Up to 25 clients per accountant.

Frequently Asked Questions

Is VoxaMTD really free?

Yes. MTD submissions, open banking, AI categorisation, and the landlord dashboard are free forever. No credit card required.

What is Alex AI?

Alex is a conversational voice AI accountant that reads your live financial data and answers tax questions 24/7 — by voice, SMS, or WhatsApp.

When is MTD mandatory?

April 2026 for income over £50,000. April 2027 for income over £30,000. April 2028 for income over £20,000.

Do I need to switch banks?

No. VoxaMTD connects to any UK bank via FCA-regulated open banking. You don't need a specific bank.

What makes VoxaMTD different from Xero or QuickBooks?

VoxaMTD is free for core MTD compliance, includes an AI voice accountant, and has a dedicated landlord dashboard with Section 24 calculations — features competitors charge £20-75/month for.

Can I use VoxaMTD for both self-employment and rental income?

Yes. VoxaMTD handles both income types natively in one dashboard, one login, one quarterly submission.

MTD is here. Get compliant in 5 minutes.

Free forever for core MTD compliance. No credit card required.

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