Making Tax Digital for landlords and sole traders. Free for the basics.

VoxaMTD is a free MTD platform with open banking and a dedicated landlord dashboard. Its paid plans add Alex, an AI tax assistant you can talk to. Built for the 864,000 UK sole traders and landlords who have had to file quarterly since April 2026.

Alex AI Accountant

Your tax accountant, available 24/7. Conversational voice AI that reads your live financial data. Ask anything by voice, in chat or on WhatsApp. He knows your income, expenses, tax estimate, deadlines, and uncategorised transactions.

MTD Submissions

File directly to HMRC every quarter. Direct production API connection. Quarterly updates, due by 7 August, 7 November, 7 February and 7 May. Files directly to HMRC. The year-end final declaration is coming before April 2027, in time for the 2026 to 2027 tax year (first due 31 January 2028).

Open Banking

Your bank, connected automatically. Open banking by Finexer Ltd, FCA authorised (FRN 925695). Works with any UK bank. Transactions imported automatically. No manual entry.

AI Categorisation Engine

AI suggests an HMRC category for each transaction. You review and confirm before anything is sent to HMRC. Handles Subsistence, Travel, Software, Equipment, Home Office, Mileage, and more.

Tax Optimisation Engine

Suggests reliefs you may have missed by checking your transactions for common ones: mileage allowance, home office, software subscriptions, training costs and more.

Landlord Dashboard

Built for landlords, not bolted on. Section 24 mortgage interest calculator, capital allowances tracking, property income by property, and annual HMRC submission support.

Invoicing

Send invoices, get paid, track everything. Create and send professional invoices that sync with your transaction history and feed into your tax estimate.

Receipt Scanner

Take a photo of a receipt. VoxaMTD reads the shop, amount, date and category for you to check.

Mileage Tracker

Log business journeys manually or via GPS and see your mileage claim. Syncs with your tax estimate.

Frequently Asked Questions

Is VoxaMTD really free?

Yes. MTD submissions, open banking, AI categorisation, and the landlord dashboard are free forever. No credit card required.

What is Alex AI?

Alex is a conversational voice AI accountant that reads your live financial data and answers tax questions 24/7, by voice, chat or WhatsApp.

When is MTD mandatory?

April 2026 for income over £50,000. April 2027 for income over £30,000. April 2028 for income over £20,000.

Do I need to switch banks?

No. VoxaMTD connects to any UK bank through open banking by Finexer (FCA authorised). You don't need a specific bank.

What makes VoxaMTD different from Xero or QuickBooks?

VoxaMTD is free for core MTD compliance and has a dedicated landlord dashboard with Section 24 calculations. An AI voice tax assistant is available on the paid plans.

Can I use VoxaMTD for both self-employment and rental income?

Yes. VoxaMTD handles both income types in one dashboard and one login, and sends a quarterly update for each business, as HMRC requires.

MTD is here. Start free, no card needed.

Free forever for core MTD compliance. No credit card required.

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