How VoxaMTD Works

From sign-up to your first quarterly update, on your phone or the web. VoxaMTD is free, MTD-compatible software that connects to any UK bank, categorises your expenses with AI, and submits your quarterly updates to HMRC with one click.

1

Sign up free

Google or email. 30 seconds. No credit card required.

2

Connect your bank

Open Banking, any UK bank. Via Finexer, FCA authorised. Read-only access. We can never move your money.

3

Connect HMRC

Secure OAuth via Government Gateway. We never see your password. Token-based. Tokens are encrypted in transit and at rest.

4

AI categorises your transactions

AI suggests an HMRC category for each transaction. You review and confirm before anything is sent to HMRC.

5

See your live tax estimate

Updated every transaction. Payments on account included. No January surprises.

6

Submit to HMRC quarterly

One click. Fraud prevention headers built in. Free forever.

7

Ask Alex anything

Voice AI with live access to your books. 24/7 tax advice in plain English.

Frequently Asked Questions

What is Making Tax Digital?

Making Tax Digital for Income Tax (MTD ITSA) requires UK sole traders and landlords to keep digital records and submit quarterly updates to HMRC. Mandatory from April 2026 for those earning over £50,000.

Who needs MTD software?

Sole traders and landlords with gross income over £50,000 from April 2026, over £30,000 from April 2027, and over £20,000 from April 2028. You must use MTD-compatible software. VoxaMTD is free.

Is VoxaMTD free?

Yes. Core MTD compliance (quarterly HMRC submissions, bank feeds, AI categorisation, Section 24 calculator) is free forever. No credit card required.

How does VoxaMTD connect to my bank?

Through open banking provided by Finexer, which is authorised by the FCA (FRN 925695). Finexer provides read-only access to your transactions. Works with any UK bank.

Is VoxaMTD MTD-compatible?

Yes. VoxaMTD is HMRC recognised and files quarterly updates directly to HMRC's production Making Tax Digital for Income Tax service. It is integrated directly with the HMRC Making Tax Digital API.

When does MTD start?

April 2026 for income over £50,000. April 2027 for £30,000+. April 2028 for £20,000+. Quarterly updates are due by 7 August, 7 November, 7 February and 7 May.

Ready to get started?

Free forever for core MTD compliance. No credit card required.

Start for Free →